How to open a Dynasty Banking account.
We highly recomend you add an email address to your User login. If you ever forget your Username or Password, then you can recover it more quickly.If you have a CSPA charge of more than 3,000.00 ISK, you will NOT receive your information! To avoid this, add BOTH Manalapan AND Iknota to your address book.
| Current Rates: |
|
Standard Account: 2% monthly rate (0.067% daily) Limited Access Account: 3% monthly rate (0.1% daily) Maximum Deposit Rate: 1 Billion ISK per Month Certificate of Deposit: 2 Month CD: 3.25% monthly rate (60 Days, 0.108% Daily, 6.71% Total) 3 Month CD: 3.5% monthly rate (90 Days, 0.117% Daily, 11.06% Total) 4 Month CD: 3.75% monthly rate (120 Days, 0.125% Daily, 16.17% Total) |
Accounts Explained
Standard Account:The Standard Account is just like any other bank account. While your ISK sits in it, interest is gained daily at the current running rate. Interest is gained every day at 00:01 GMT.
Limited Account:The Limited Account is much like the Standard Account, except that you are only allowed 1 withdrawal per month. I like to think of this account much like a soft-CD. You gain more interest and are allowed to take it out, but only every so often. I recomend this account for players who want to have the ISK avaliable if needed, but are not planning on needing it every week.
Certificate of Deposit:A Certificate of Deposit (or CD) is like a high interest account, but you cannot use the ISK in the CD until the specified duration is complete. Interest in these accounts is calculated daily just like all accounts.
If you terminate a CD, you will recive your initial deposit back, but none of the interest earned. You can transfer ownership of CDs to other characters or corporations as one method of payment. The interest rate on a CD is guaranteed, so even if we change the rate on new CDs, you will always get the rate you started with.